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| DEPOSIT RATES |
| The interest rates listed are effective as of April 5, 2013 rates are subject to change. A penalty may be imposed for early withdrawal. Please contact a bank representative for futher information regarding terms and conditions. * Annual Percentage Yield |
Regular CD Rates
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$1,000 Minimum Deposit
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Automatic Renewal
| TERM |
APY* |
RATE |
| 32-90 Days |
.10% |
.10% |
| 6 Months |
.20% |
.20% |
| 12 Months |
.30% |
.30% |
| 18 Months |
.30% |
.30% |
| 24 Months |
.55% |
.55% |
| 36 Months |
.75% |
.75% |
| 48 Months |
.95% |
.95% |
| 60 Months |
1.15% |
1.14% |
Special CD Rates
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$5,000 Minimum Deposit
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Single Maturity
| 8 Months |
.30% |
.30%
|
| 14 Months |
.50% |
.50%
|
| 25 Months |
.70% |
.70% |
Fixed Rate IRA's
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$1,000 Minimum Deposit
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Automatic Renewal
| TERM |
APY* |
RATE |
| 6 Months |
.20% |
.20% |
| 12 Months |
.30% |
.30% |
| 24 Months |
.55% |
.55% |
| 36 Months |
.75% |
.75% |
| 48 Months |
.95% |
.95% |
| 60 Months |
1.14% |
1.14% |
Other Deposit Rates
| ACCOUNT TYPE |
APY* |
RATE |
| Regular Savings |
.05% |
.05% |
| Prestige Savings |
.15% |
.15% |
| Christmas Club |
.25% |
.25% |
| NOW Accounts |
.05% |
.05% |
| Money Market Accounts |
.10% |
.10% |
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