PRIVACY POLICY

Pekin National Bank is committed to protecting the privacy of our customers. We accept responsibility for maintaining the confidentiality of our customer's nonpublic personal and financial information.

We collect, use and retain information about our customers only when we feel it is necessary to provide financial services or products to/for them. The nonpublic personal information we collect about our customers is obtained from applications or other forms received from them, their transactions with others, or us and data we receive from consumer reporting agencies.

We strive to maintain accurate, current customer personal and financial data. Customers should notify Vice President/Cashier Paula Ball by calling (309) 347-2151 or writing; P.O. Box 68, Pekin, IL 61555-0068, if they believe information regarding them or their accounts is incorrect. All reports of incorrect information will be investigated and promptly resolved.

We are permitted by law to disclose nonpublic personal information about our customers in certain circumstances. For example, we will disclose information to third parties about our customers to assist us in servicing their account or loan with us, to government agencies to comply with subpoenas or court orders and to credit bureaus. We will also release information to other parties if we receive written permission from our customers.

If nonpublic personal information is provided to a third party, it is done with the expectation that the third party will adhere to our privacy policy for keeping such information confidential.

To safeguard customer information, we restrict access to nonpublic personal information to those employees with a business purpose for knowing such informaiton. Our employees are advised of the importance of maintaining our customer' privacy and confidentiality. If necessary, disciplinary action will be taken to ensure that our customer privacy standards are upheld.

We also maintain physical, electronic and procedural standards to safeguward nonpublic personal customer information.

A copy of our privacy disclosure notice is available at any one of our three locations or by calling Pekin National Bank at (309) 347-2151.